PRIVACY POLICY

How we collect, use, and protect your information.

Effective Date: March 1, 2026

HomeFax Home Integrity Reports Inc. ("HomeFax," "we," "our," or "us") is committed to protecting your personal information. This Privacy Policy explains what information we collect, why we collect it, how we use and protect it, and what choices you have.

This Privacy Policy applies to all users of the HomeFax website and platform (the "Platform"), including Visitors, Buyers, Homeowners, and Inspectors. This Policy should be read together with our Terms of Service.

HomeFax is subject to Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

1. Information We Collect

1.1 Information You Provide Directly

Buyer Accounts: When you create a Buyer account, we collect your full name, email address, and phone number. This information is required to create your account and communicate with you about your purchases.

Inspector Accounts: When you apply for an Inspector account, we collect your full name, email address, phone number, CAHPI certification number (or equivalent), and payment information necessary to process payouts to you.

Homeowners: HomeFax does not collect personal information directly from homeowners. Homeowners engage inspectors directly and their information may appear in inspection reports uploaded by inspectors.

Communications: If you contact us by email or through the Platform, we collect the content of your message and your contact information.

1.2 Information Collected Automatically

When you visit the Platform, our servers may automatically collect certain technical information, including your IP address, browser type, operating system, pages visited, and the date and time of your visit.

1.3 Payment Information

HomeFax uses Stripe as our third-party payment processor. Your payment card details and banking information are collected and processed directly by Stripe. HomeFax does not receive, store, or have access to your full payment card number. Stripe's privacy policy is available at stripe.com/privacy.

2. How We Use Your Information

Information Purpose
Name, email, phone (Buyers) Account creation, purchase confirmations, walkthrough scheduling, customer support
Name, email, phone, certification, payment info (Inspectors) Account verification, platform access, payout processing, walkthrough coordination
Property information in reports Displaying listings, providing report access to Buyers
Server logs and technical data Platform security, performance monitoring, troubleshooting

3. How We Share Your Information

We do not sell your personal information to anyone.

We share information only in the following limited circumstances:

3.1 With Inspectors and Buyers

When a Buyer purchases a Tier 2 walk-through, we share the Buyer's contact information with the inspector to facilitate scheduling.

3.2 With Stripe

We share the information necessary to process payments and payouts with Stripe, our payment processor.

3.3 With Service Providers

We may share information with third-party service providers who help us operate the Platform, such as hosting providers and email delivery services. These providers are contractually required to protect your information.

3.4 For Legal Reasons

We may disclose your information if required by law, regulation, legal process, or enforceable governmental request.

4. Cookies

HomeFax uses only essential cookies that are strictly necessary for the operation of the Platform:

We do not currently use analytics cookies, advertising cookies, or third-party tracking technologies.

5. How We Protect Your Information

We take reasonable technical and organizational measures to protect your personal information, including:

6. How Long We Keep Your Information

6.1 Account Information

We retain your account information for as long as your account is active. If you request account deletion, we will delete your personal information within thirty (30) days.

6.2 Report Data

Inspection reports are retained by HomeFax for platform integrity, quality assurance, and historical records, even after the public validity period expires.

6.3 Transaction Records

Records of purchases and payouts are retained for a minimum of seven (7) years in accordance with Canadian tax requirements.

7. Your Rights

Under PIPEDA and applicable provincial privacy legislation, you have the following rights:

7.1 Access

You have the right to request access to the personal information we hold about you.

7.2 Correction

You have the right to request that we correct any inaccurate or incomplete personal information.

7.3 Deletion

You may request deletion of your account and personal information, subject to legal retention requirements.

7.4 Complaints

If you are not satisfied with our response to a privacy concern, you have the right to file a complaint with the Office of the Privacy Commissioner of Canada at priv.gc.ca.

8. Children's Privacy

The HomeFax Platform is not intended for use by anyone under the age of 18. We do not knowingly collect personal information from children.

9. Where Your Information Is Stored

HomeFax stores and processes personal information in Canada.

10. Changes to This Policy

We may update this Privacy Policy from time to time. For material changes, we will notify registered users by email or through a notice on the Platform at least thirty (30) days before the changes take effect.

11. Contact Us

HomeFax Home Integrity Reports Inc.
Privacy Officer
PO Box 715, Niverville, MB R0A 1E0
Email: info@homefax.ca
Website: www.homefax.ca

We will acknowledge receipt of your inquiry within five (5) business days and will respond substantively within thirty (30) days.

By using the HomeFax Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.